How Zakat is calculated
Zakat is 2.5% (one fortieth) of your wealth once it reaches the nisab and you have held it for a full lunar year.
The nisab is the value of 52.5 tola (about 612.35 g) of silver or 7.5 tola (about 87.48 g) of gold.
Silver nisab or gold nisab?
When your wealth is a mix of cash and other assets, scholars differ on which nisab to use. Many prefer the silver nisab because it is lower, so more people give. The calculator shows the result for both. If you are unsure, ask a scholar you trust.
Zakat deducted by banks
The government deducts Zakat at source from savings accounts holding Rs 503,529 or more on 1 Ramazan 1447 AH (2026). That is the legal threshold for bank deduction. If your bank already deducted Zakat this year, take it into account when you pay.
Frequently asked questions
›Is Zakat due on jewellery I wear?
Under the Hanafi school, which most people in Pakistan follow, yes. Some other schools exempt jewellery in regular use. The calculator includes whatever you enter.
›Is Zakat due on my house or car?
Not on a home you live in or a car you use. Property bought to sell counts as business stock.
›What if I owe money?
Enter debts you have to pay now in the 'Debts due now' box and they are subtracted. Scholars differ on long-term loans.
›What is the rate of Zakat?
2.5%, which is Rs 2,500 on every Rs 100,000.